Imagine : you want to grease one’s palms land and suddenly the opportunity arises to get that much sought - after secret plan . You sign up , attempt to get the necessary finance , and you are told that the sales event will go ahead . But then the money is not there yet . The bank necessitate more metre . While you have to pay up . Panic ! Since of late , AgraFonds may have come to the rescue in such cases . The monetary fund which is make by agricultural enterpriser for agrarian entrepreneurs pass over into the gap that sometimes live when bank funding is not potential ( fast enough ) .
Guus , Harrie and Mark Schippers are owners of The Schippers Group , a phratry business that has spring up into one of the largest provider for professional livestock farming . Since last yr , the valet are no longer on the management plug-in , freeing up time for other initiatives . One of these is giving fellow entrepreneur in the agrarian sphere a helping paw with AgraFonds . The glasshouse sphere can also benefit from this .
An choice to the bank"We also offer service to entrepreneur in the gardening sector and currently have a number of subject running , " confirms fund manager Rick Jaspers when asked . The Schippers brothers have a large web . The men have skilful contacts with fiscal advisors from the region southwest of Eindhoven . " When an acquaintance came forward with a client who was calculate for financing and could n’t work it out with the savings bank , the question arose whether they could n’t do something for that entrepreneur . " With a loan , the brothers helped the enterpriser move forward .
Soon the demand for loans among agricultural entrepreneurs prove to be high . " The gentlemen still speak to many agricultural enterpriser and also recognise how the banking sector currently play . As a result , they cognize well what is possible , and what not . We can develop this further , ' was their idea . " AgraFonds offers enterpriser a financial choice to the bank .
Fund for loansIn ordering to provide loanword , money is need . Initially , hard work went into fill the fund . " From a identification number of entrepreneurs who were already providing loans themselves , we received positive feedback . For them , it also turned out to be nice to put out loan through this program . "
Currently , AgraFonds is in the process of broaden its own internet . " We are in tangency with many financial advisors and accounting firms . In cooperation with the enterpriser , a financial advisor or controller , and AgraFonds , we look at what the financing need of entrepreneurs are . And what we can do for them . "
AgraFonds offer myopic - term loanword . Rick recognise that a loan is not always a resolution . " A loan can help , but is not always the skilful solution . It is still a loanword . The borrowed money must be repaid . If there is no sound financial basis , it is not conk out to help the entrepreneur . Therefore , in such a case , we do not provide the loan . "
The Schippers sidekick ' initiative , jumps into the break that sometimes remain when the bank does n’t provide funding . " We may be a bit more uncoerced to cater finance , and we care about the time to come of the sector . "
buy landRick offers the example of buying realm . " If land is for sale , an enterpriser has to act chop-chop . If you sign for the sales event , and you get the body politic , you have to give for it . Buying realm before it is finance is often out of the doubtfulness . It is therefore important to have money available quickly . "
In practice , AgraFonds has seen that this is ofttimes not the case . Banks have to divvy up with many procedures , which can be meter - consuming . In such cases , we can act faster and more pragmatically than a bank , allowing enterpriser to pretend quicker when the opportunity to bribe land arises .
The fund focalize on short - term loans . " This intend that after one year , or several years , the loan expires . Then the amount is still refinanced at the bank building . This is one of the ways in which we can help entrepreneurs . "
Greenhouse expansion require country . AgraFronds can help entrepreneurs who seek to finance their expansion projects by providing a loan . Photo : archive GroentenNieuws
For the entire agrarian sectorAccording to AgraFonds , the investment trust is available for financing requests from the full farming sector . There is overlap between the effect that entrepreneurs portion out with , Rick sound out . " Every case is different , but you see that entrepreneurs in the different subsectors regularly have the same issue when it come to the learning of nation , sustainability or finance an creation .
Several greenhouse entrepreneurs have already applied to AgraFonds . The investment firm ’s medical specialist then connect with the enterpriser and study a companionship ’s financial wellness . " We look at financial shape , but also at what sort of entrepreneur we are dealing with . That is also authoritative . "
By mid - August , " several XII " loan are striking . These regard serious amount . " It ’s never really about diminished amounts . We only finance from one metric ton onwards . There are also cases where the amount come up from one million to several trillion . This is okay as long as the collateral is sufficient , and a company can bear the financing .
For more entropy : AgraFondsSmaragdweg 605527 LB Hapert , the NetherlandsTel : +31(0)497 - 229 073[email protected]www.agrafonds.eu
© FloralDaily.com/Thijmen Tiersma
